FAQ
Learn the difference between using a broker or bank, understand borrowing power, refinancing and common home loan questions.
About Mortgage Brokers
Why use a mortgage broker instead of going directly to a bank?
Does it cost anything to use a mortgage broker?
How do mortgage brokers get paid?
Will I pay a higher interest rate if I use a broker?
Are you affiliated with any particular bank?
Buying Property
How much deposit do I need to buy a property?
What costs should I budget for when buying a property?
What grants are available for first home buyers?
Can I buy a property with less than a 20% deposit?
Investment Property
Can I use equity to buy an investment property?
What's the difference between an owner-occupied and investment loan?
How much deposit do I need for an investment property?
How much could I save by refinancing?
Can rental income help increase my borrowing capacity?
Refinancing Loans
When should I consider refinancing my home loan?
How much equity do I need to refinance?
Will refinancing affect my credit score?
How much could I save by refinancing?
Can I refinance to access equity?
Working With Homefront Mortgages
What happens after I book a meeting?
How long does the loan approval process take?
Do you help with refinances and investment loans?
Can we work together remotely?
What documents will I need to get started?